Fiduciary-grade control over every trade, transfer, and client record.
RIAs, broker-dealers, and private banks owe clients a fiduciary duty and owe regulators a complete, immutable record of every action. B5 Secure enforces authorization at the method that places a trade or touches a client account — in-process, with attribution captured at the execution point for FINRA and SEC books-and-records.
Discretionary action, sensitive data, and AI in the advisory workflow.
Wealth platforms grant powerful, discretionary capabilities — placing trades, moving funds, exposing aggregated client data — and increasingly route them through AI assistants. A perimeter decision cannot constrain the specific account, instrument, or field an action touches. B5 authorizes the action and the data it reaches, down to the record and field, and logs both the agent and the advisor it acted for.
Securities supervision, mapped to enforcement and audit.
An immutable, attributable record at the execution point is exactly what books-and-records rules demand.
| Framework | What it requires | How B5 enforces it |
|---|---|---|
| SEC Reg S-P | Safeguard client records and information; access controls | Least-privilege, record-scoped authorization at each method |
| FINRA Rule 4511 / SEA 17a-4 | Complete, preserved books and records of transactions | In-process audit of every action, agent, and originating human |
| Reg BI | Act in the client’s best interest; supervise recommendations | Per-action authority with step-up on high-impact, discretionary actions |
| SEC Cybersecurity expectations | Access governance and incident-ready records | Deny-by-default enforcement and CAEP/SSF-driven revocation |
| FINRA Rule 3110 (Supervision) | Reasonable supervision of associated-person activity | Activity- and data-aware authorization with impersonation guardrails |
Authorize the action and the data it touches.
B5’s activity-data authorization governs not just the operation but the specific record and field — the natural fit for discretionary platforms.
Record- and field-level authority
Authorize down to the individual account and sensitive field; conventions derive permission codes and flag sensitive data automatically.
Discretion with guardrails
High-impact, discretionary actions require a step-up factor modeled as a policy attribute.
Books-and-records-grade audit
Every action is captured at the execution point with full attribution — the immutable record regulators expect.
Client-data minimization
Default to summary responses; require explicit privilege to widen them — the strongest brake on data scraping.
Scoped advisory agents
Reporting and reconciliation agents hold read-only scopes; trade execution is a separate, ceilinged grant.
Inside your boundary
No client data replicated to a vendor store; B5 inherits your existing compliance perimeter.
Agentic workflows in advisory, governed.
Client-report agents
An agent assembles performance reports read-only; it cannot trade or move funds.
Position agents
A machine-bound agent reconciles holdings across custodians with accounts.read scope only.
Trade copilots
An assistant drafts a trade for advisor confirmation; execution requires step-up and stays within mandate.
B5 enforces fiduciary controls; it is not your OMS or custodian.
The in-app enforcement layer for the advisory stack.
B5 does not replace your order-management system, custodian, or surveillance platform. It is the in-process point that makes your supervisory and best-interest decisions binding at the method that trades or touches client data — inside your own cloud, with attribution captured where the action runs.
Fiduciary-grade enforcement, down to the field.
See how B5 authorizes the trade and the record it touches — with an immutable, attributable audit trail for FINRA and SEC.
Regulated-grade enforcement, at the record.
Thirty minutes with a B5 engineer: your industry’s obligations, the B1–B5 pipeline, and a data-element authorization decision you can watch happen — with the evidence trail your examiners ask for.