Securing 2M+ accounts & $15B+ in assets, protected & secure·B5 Secure™ — per data-element authorization for .NET platforms

Financial Services

Industries · Financial Services

In financial services, authorization is where money moves — and where examiners look.

Banks, brokers, custodians, and fintechs run on the Microsoft/Azure stack and answer to regulators for every action a human, service, or AI agent takes. B5 Secure enforces authorization in-process, at the method that posts to the ledger, inside your own cloud — with the audit record captured where the action executes.

FIPS 140-3 Level 3 HSM$15B+ under custody, zero lossesIn-boundary no sub-processor.NET 10 native enforcement
The challenge & threat landscape

Edge decisions, hand-written enforcement, machine-speed agents.

Horizontal control planes decide identity at the edge and leave the method that moves money guarded by hand-written checks that drift and miss. Now AI agents act at machine speed, fan out into sub-agents, and reach payment and trading endpoints thousands of times an hour. The consequential question is no longer who logged in; it is whether this action, by this principal, on behalf of this human, is permitted right now — and whether it can be proven afterward.

Account takeover & credential theftAgent-initiated and authorized-push-payment fraudOver-privileged service accountsInsider misuseBusiness email compromiseSynthetic-identity fraud
Regulatory & compliance map

The frameworks your reviewers hold you to — mapped to enforcement.

B5 does not replace your compliance program; it makes specific control objectives demonstrable at the call site.

FrameworkWhat it requiresHow B5 enforces it
GLBA Safeguards RuleAccess controls and least privilege over customer financial informationPer-action [Permission] enforcement and scoped credentials at the method
SOX § 404Provable controls over financial reporting and segregation of dutiesIn-process audit capturing the action, the agent, and the originating human
PCI DSS 4.0Restrict access to cardholder data by business need-to-knowLimit-data-returned defaults and record-/field-level authorization
FFIEC AuthenticationLayered security and risk-based access for high-risk transactionsCAEP/SSF risk signals as live policy inputs with step-up at thresholds
NIST CSF / 800-53Continuous, least-privilege access control (AC family)Deny-by-default enforcement bound to each protected method
How B5 solves it

Financial-grade enforcement, inside your boundary.

Purpose-built for the regulated .NET institution, where horizontal platforms are necessarily generic.

Enforcement at the ledger

Authorization is bound to the method that posts the transaction, not an edge the action runs past — closing the decision-then-forgot-to-enforce gap.

FIPS 140-3 Level 3 cryptography

Signing keys in a single-tenant Azure Managed HSM with attestation proving provenance inside the hardware boundary.

Nothing leaves your boundary

No SaaS dependency and no authorization data replicated to a vendor store — B5 inherits your certified compliance perimeter.

Provable attribution

Every action logs the agent identity and the originating human at the execution point — the record an examiner actually needs.

Suspension on KYC / fraud / OFAC

Suspend a user, or a single operation on a single entity, on KYC, fraud, or OFAC signals, with revocation at the next call.

Agentic, governed

Agent-initiated transactions carry On-Behalf-Of scope enforced at the method, capped to a delegated ceiling.

Agentic AI in financial services

What agentic enforcement looks like on the trading and payments floor.

Payments

Ceilinged agent transfers

A copilot drafts a payment for a banker; the OBO ceiling caps the amount and B5 refuses any call above it at the ledger method.

Custody

Read-only by default

Reconciliation agents hold accounts.read and nothing more — a leaked context cannot move an asset.

Audit

Machine-speed, still provable

Thousands of agent actions per hour, each attributable to a human at the execution point.

Honest framing

B5 is the in-app enforcement layer, alongside your stack.

Complements Entra, your fraud platform, and detection.

B5 does not replace your IdP, fraud engine, or detection stack — it is the in-process enforcement layer those systems assume your application provides. For a .NET-heavy regulated institution, B5 is the lightest path to provable, per-action enforcement without standing up a gateway or onboarding a new data-processing vendor. It runs inside the boundary your regulators already examine.

Related

Enforcement at the methods that move money.

Bring your regulated .NET architecture to a B5 architect — we’ll map enforcement to the ledger and the Trust Center your reviewers will thank you for.

And when the examination is an AML one, the same evidence works twice: transaction monitoring flags what looks wrong, while per-request decision records prove what was actually permitted — the difference between an alert you investigate for a week and one you close with a query.

Regulated-grade enforcement, at the record.

Thirty minutes with a B5 engineer: your industry’s obligations, the B1–B5 pipeline, and a data-element authorization decision you can watch happen — with the evidence trail your examiners ask for.

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