Every payment, transfer, and account action — authorized at the line of code.
Retail and commercial banks face payment fraud, account takeover, and now agent-driven automation reaching core systems. B5 Secure enforces per-action authority inside your core and digital-banking applications — in-process, in .NET, with no new gateway and no data leaving your boundary.
Faster payments, faster fraud, and agents in the core.
Real-time payment rails compress the window to stop fraud to seconds, while digital channels multiply the surfaces an attacker — or a misused agent — can reach. Authorization decided at the perimeter cannot see the specific account, amount, or record a transaction touches. B5 puts the decision and the audit record at the method that executes the transfer, where the controls examiners expect actually live.
Banking supervision, mapped to in-code controls.
Demonstrable control objectives at the point of execution shorten exam findings and remediation.
| Framework | What it requires | How B5 enforces it |
|---|---|---|
| FFIEC Examination Handbooks | Layered security, least privilege, and strong authentication for high-risk transactions | Per-action [Permission] with risk-adaptive step-up at thresholds |
| OCC Heightened Standards | Effective front-line risk controls and accountability | In-process audit attributing every action to a principal and a human |
| BSA / AML | Timely suspension and monitoring of suspicious activity | Suspend a user or a single operation on a single entity on AML signals |
| Reg E (EFT) | Controls over unauthorized electronic transfers | Record- and amount-scoped authorization at the transfer method |
| GLBA Safeguards | Access controls over customer information | Least-privilege credentials and limit-data-returned defaults |
Enforcement in the core, not in front of it.
A library compiles into your digital-banking and core-adjacent .NET services — no gateway to operate on the payment hot path.
Per-transaction authority
Each transfer, hold, and adjustment is authorized at the method, with the amount and account evaluated as policy attributes.
Real-time suspension
Continuous Access Evaluation revokes an active session in near-real-time on a fraud or AML signal.
Scoped service identities
Service-HMAC and Service-Key bind machine callers to specific operations and even specific records, shrinking blast radius.
No hot-path hop
Authorization is evaluated in-process where the action runs — no external call to slow a real-time payment.
Provable attribution
Every action logs the agent and originating human at the execution point for examiner-grade audit.
Agent ceilings
Agent-initiated transactions are capped to a delegated On-Behalf-Of ceiling, enforced at the call site.
Agentic automation in the bank, governed.
Reconciliation bots
Machine-bound agents reconcile ledgers read-only; they cannot post or move funds.
Customer copilots
An assistant drafts an action for a banker to confirm; high-impact steps require step-up.
Fraud-triggered revocation
A risk spike revokes an agent’s active session before the next transfer commits.
B5 enforces; your core and fraud systems remain.
The in-app PEP alongside your existing controls.
B5 does not replace your core banking platform, fraud engine, or IdP. It is the in-process enforcement point those systems rely on to actually stop an out-of-scope action inside your .NET services — admitting their risk signals as inputs and making the decision binding at the method, inside your own cloud.
Authorize every payment where it executes.
See how B5 compiles per-transaction enforcement into your digital-banking and core-adjacent .NET services — no gateway, no data egress.
Regulated-grade enforcement, at the record.
Thirty minutes with a B5 engineer: your industry’s obligations, the B1–B5 pipeline, and a data-element authorization decision you can watch happen — with the evidence trail your examiners ask for.